Google Pay

4.1
11M reviews
1B+
Downloads
Content rating
Rated for 3+
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About this app

Google Pay is a secure, simple & helpful payment app. With Google Pay, you can:
- Pay at your favorite places
- Send and receive money instantly
- Earn rewards for everyday payments

In India, make UPI transfers or do mobile recharges, bills and payments to businesses with your bank account with Google Pay, a simple and secure payments app by Google.

Join crores of Indians who are using Google Pay for all their payment needs. Refer friends, get the latest offers and earn rewards as you pay.

+ Multiple layers of security from your bank and Google
Your hard-earned money is kept safely in your bank account and you have control over money leaving your bank account*. With a world-class security system that helps detect fraud and hacking, we are committed to keeping your money safe and we work with your bank to protect your payment information, wherever you shop online or offline.

Each transaction is secured with your UPI PIN, and you can safeguard your account with a device lock method such as your fingerprint.

*Google Pay works with all banks in India that support BHIM UPI.

+ Conveniently pay water, broadband, electricity, landline, gas bills and more
You only need to link your biller accounts once, we remind you thereon to pay your bill with just a few taps. Google Pay works with billers across the country.

+ Find the latest prepaid recharge plans and easily recharge your mobile plan
Recharge any prepaid mobile in fewer steps. Find the best and latest recharge plans as well as repeat recharge in one tap.

You can also recharge your DTH connections across all providers.

+ Check your bank account balance
No need to visit the bank or ATM to see your bank balance, quickly view your bank account balance anytime, easily.

+ Get rewarded
Refer friends, get offers and earn cash rewards into your bank account as you pay.

+ QR code payments
Pay by phone through the QR code scanner at your favorite offline neighbourhood shops and merchants.

+ Book flights, bus tickets and order meals
Order your favourite food and book your travel easily within the app. Partners include Zomato, redBus, Goibibo, MakeMyTrip etc.

+ Fast & secure payments with your debit and credit cards
Add and link your debit and credit cards** on Google Pay and use them for:
- Online payments (mobile recharges or at your favorite online merchants apps like Myntra). When you checkout, look for the Google Pay logo or use your Google Pay UPI ID.
- Offline payments (at offline shops by tapping your phone on NFC terminals)

**Service is rolling out across bank issuers and card network providers. Currently available to Visa cards from Axis Bank (Credit/Debit), HDFC Bank (Credit/Debit), ICICI Bank (Credit), SBI (Credit), and SCB (Credit/Debit)

+ Book IRCTC train tickets
All you need is your IRCTC account and Google Pay can handle the rest with support for Tatkal bookings and instant refunds!

+ Buy, sell, gift, and earn 24K Gold
Trade gold securely with live market rates backed by MMTC-PAMP. Gold is securely deposited in your Gold Locker on Google Pay, or delivered as gold coins to your home. New! You can now also gift gold to friends and earn gold as Google Pay rewards.

+ Send and receive money directly from your bank account to any bank account, including those who are not on Google Pay, via UPI transfers
There’s no need to worry about reloading wallets and you don't need to do additional KYC.

Using NPCI's (National Payments Corporation of India) BHIM Unified Payments Interface (BHIM UPI), money transfers are simple & secure with Google Pay. You must have an Indian bank account with a phone number linked to it to use this version of Google Pay.
Updated on
Nov 4, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
11M reviews
Arjun
November 3, 2025
Good experience overall. However, I am unable to take screenshots of my payments now "due to security policy". I understand the security reasons for this but I am unable to take screenshots of the payments I have made. I think taking screenshots in this particular app also makes sense as we have to often send qr codes and proof of payments. hope you do something about that. other than that it's all good.
272 people found this review helpful
Nidhi Parmar
November 4, 2025
My payment failed, but the money was deducted, so I filed a complaint. Now, the Google Pay service people are not answering my calls. Earlier, they told me it would take 2 days, then 7 days, but I still haven’t received my refund. I had an emergency, yet no further process has been done. They keep saying it will take days for something that should only take 2 minutes. Your service is terrible, and your team is lazy. It was a very bad experience. worst app
91 people found this review helpful
Preety Gayen
November 4, 2025
I don’t understand why this is happening with Google Pay now! Earlier, I had recharged my phone twice through their Rewards section and received ₹5 cashback each time. Now I get cashback options for both mobile recharge and shopping on Flipkart. I clicked on “Redeem Now” and completed both, but unfortunately, I didn’t receive even a single paisa as cashback from either of them! I really can’t figure out why this is happening — Google Pay was never like this before!
4 people found this review helpful
Google LLC
November 4, 2025
Hi Preety. We know the wait seems long, but rewards are usually processed within 7 working days. You could also check your bank statements. More info: https://goo.gle/38Bx2hS. If you need further assistance: Google Pay app - Show transaction history - Select the transaction - Having Issues - Missing reward - Follow on-screen instructions. Thanks.

What’s new

We're giving the app a fresh new look. Enjoy the latest features and offers, from Groups experiences to convenient card payments!